The Rheingold Protocol

The genius of Wagner’s Der Ring des Nibelungen consists in the composer’s decision to destroy the Gods in the end. That goes against the spirit of pagan mythology, and puts Love above Power, giving new depths to the meaning of the tragedy. As Christians, we can explore and extract meaningful motifs to boost our own faith at the expense of the pagan myths. I call it “The Rheingold Protocol”. This is a speculative work. Please, don’t judge my imagination, it is a waste of time.

The Protocol is made of the core decision that all characters made regarding Love and Power, as analog to the choice of eating from the Tree of Life against eating from the Tree of Knowledge. We all can expect to be blessed and receive things for free, or we can turn into thieves and get things by force. We can be children to God or dispute authority with him. We can live by Grace or can live by Pride.

The Purpose and the Phases of Creation

God Almighty was forever happy with Himself in the Love that the Father has for the Son.

Nothing needed to be ever created to add to that everlasting peace and joy.

Nevertheless, God knew that He could build a Creation that could receive that Love and share the same peace and joy forever like the Son received the Love of the Father. The Son was the inspiration for the entire Creation: to build creatures to receive and shine the bright of the Love of the Father forever.

The purpose of the Creation was the very Love for Creation, an eternal joy. However, each entity created is necessarily limited before the Creator. The challenge was to create better creatures, more complex and sophisticated, in a way that they could receive more of the Love, and share more of the peace and joy of the Creator, under the limitations of creation, for only the Son can be found worthy and perfect before the Father.

At the peak of the plan for Creation, the Lord found two top possibilities: the one of the Sons of God, celestial beings also called “angels”, powerful and intelligent agents of God resembling his might and glory, and the one of the Sons of Man, frail, ignorant and needy of constant Grace, resembling the need that the Son has for the Love of the Father.

These were the top creatures because they could participate in the Creation as free entities, with the freedom to agree or disagree with the Creator and his plan. Being free to join the plan, these creatures could receive the maximum joy possible in the entire Creation, receiving Love by choice and not by pure design, living in the full knowledge of Grace, and loving God in return freely and willingly.

This maximum joy came with a risk: as free creatures, the top creatures could reject the Love of God.

It also came with a very high price, the most expensive possible: although they are free, they are still imperfect creatures, and that imperfection will fatally reflect in their free behavior. Those free creatures could never justify their lives before the Creator. They will always fall short of merits and dignity. They will fail. They don’t deserve to live by themselves. Since they are free, their decision will always lack the necessary perfection demanded by God perfection. They are always more loved than they can recognize and justify, or pay back in their free deeds. Only the Son of God Himself, the only one perfect before the Father, can stand God, being the Son of God Himself. So, only the Son of God can justify the entire Creation and all the free beings, angels, and men, and he did so by giving his life in sacrifice so the trust in his Love alone could serve as full justice for Creation. It is the only perfect act of love that can turn Creation into the flawless work that God deserves.

In his Wisdom, God saw the full potential of Creation and saw it was good. It was worth the risk of freedom of rejection of His Love, and the sacrifice of the Son of God to justify those who accepted the Love.

The present Creation then is the work of God in which he will separate light from darkness forever, so the free entities that accept the Love can live forever in peace and joy with God, at the price of the loss of all those who decided to reject the Love.

The very purpose of the timeline we are living in is the separation between light and darkness.

Trust and Malice, Rise and Fall

No free creature can ever know God. Only the Son knows the Father, and only those who love the Son will be able to know the Father in Eternity, the proper dimension to experience the Glory of God.

That means that all free creatures, both angels and man, need to trust the Creator and His plan, without any true guarantees in form of control. The very mysterious and inapprehensible nature of God escapes all forms of power or understanding. The revelation of God as the Creator requires, to be dealt with, something beyond all forms of wisdom and domain: trust in his Love.

The reason to trust Love, though, is not so strange and complicated to understand: if the Creator is not loving us, we couldn’t exist in the first place. If a creator is not loving, it can’t be the true Creator, because God can’t be short of anything, and there is no more perfect thing than Love. Also, if our creator is not loving, he can’t be the ultimate true Creator, because one other Creator beyond was necessary as a more loving one. In the end, all things considered, there can be only One Creator of all things, and he is eminently known through his Love for Creation. This is the real final frontier of all existence. These things are a matter of spiritual discernment, but they are also very reasonable after some meditation. The very questioning of the Love of God brings the consideration of the necessary Love of the ultimate God and Creator of all things.

That said, angels and man trust in different ways.

Angels are supposed to trust once and for all since their existence is not dependant on the dimension of Time as man’s existence is. They do it as an act of good faith, once and for all.

Man, on the other hand, live in Time, and their Faith is lived as a continuous growing experience. They can’t make a powerful ultimate decision like the angels can and did at once, but, as compensation for that, they can repent after failing, again and again, until they are living in the current timeline experience.

Both in the angel’s case and in man’s case, trust requires humility, since pride is absolutely incompatible with receiving Love. The first delivery of Love is the very trust in Love because nothing else can stand Love, only pure trust.

Also, psychologically, trust is totally incompatible with malice. It is its very opposite. Although distrust is viable and sometimes even necessary in the relationship that creatures have between themselves, it just doesn’t work at all when directed over God. Malice towards God reflects back as darkness in the creatures, because of his purity and holiness.

That all said, also in both cases, of angels and man, being rich in any form, like powerful, wise, etc., constitutes a spiritual challenge, because that wealth is real only concerning other creatures, meaning nothing before the Creator. But any creature can mistake its qualities as real traits, forgetting God as the source of all gifts, making room for pride and spiritual fall. Of course, the highest creatures are the ones that live in the greatest danger.

Not by coincidence, the greatest angel ever created, Lucifer, the Bearer of Light, fallen to the deepest Abyss and will ultimately fall to Perdition, as well as the Antichrist, the to-be greatest King over the entire Earth for a short time, will fall to Perdition the same way.

In comparison, the Archangel Michael, as opposed to Lucifer, holds humility in his very name, which means: “Who is like God?”, and Jesus Christ rules as the King of Kings because he accepted to be the Lamb of God for the salvation of Creation. Those that wanted to rule fall, and those who have served humbly will rule.

Phase One: Ring vs. Rheingold

Let’s get into the story here, to understand the unfolding of God’s plan.

Being so bright and wise as a great agent to God’s creation and master plan, Lucifer nourished a feeling of being special, as a co-creator aside God, as an Architect to the entire work of Creation. That was not really his function or status, but his wealth in gifts dazzled his heart and he forgot his position before the Lord himself, who for being who He Is, never wanted to humiliate his servants with his full might, in the protection of their freedom of choice and trust.

One day, a deep and mortal doubt entered Lucifer’s heart: where did God come from?

As explained above, that is an impossible question. The Creator of all things being eternal and never created himself, no origin to him could ever be found. That constitutes the essence of the singularity of God: He Is the One. But that uniqueness of God CAN’T be understood. Not even by Lucifer. Before the question about the origin of God, there can only be trust, trust that only God can be God, and that trust is possible through Love only. This is why Love is the main thing: it is the reason for Creation, and it’s the only truly open way to know the Creator.

Being so bright and wise, as I was saying, Lucifer just couldn’t stand an important question like that without an answer. Trust gives way to malice in the heart full of pride. Being so special, Lucifer couldn’t accept to just trust God’s word like everyone else. And if in his intelligence the angel, high as cherubim or seraphim, couldn’t understand the eternal nature of God, maybe something is wrong after all.

Maybe God is lying?

Maybe there is something else out there, an origin from where he comes from, and we are not supposed to worship him as the Creator?

Even if Lucifer questioned the Almighty directly, what could God do?

Only the Son knows the Father. And only the Son can give real knowledge of the Father to all free creatures, to those that accept to know God from the trust in Love (this is why Jesus says “I AM THE WAY”). God just can’t show any creature his eternal Glory, because no creature can know infinity to prove that is infinity. It is impossible.

God could destroy Lucifer, of course, but what is the point in doing that?

God could answer something like this: “I don’t know where I came from”.

Which is the complete truth: God can’t know the unknowable.

But how did Lucifer reacted to his own ignorance after all?

Did he accept that humbly?

He didn’t.

He founded a rebellion against God and convinced one-third of the angels of Heaven to join him in his doubts and malice. The order of the day was to break free from the rule of the false God. The reason to justify the war was that intelligent angels like them would not be forced to believe and serve without concrete knowledge. Instead of serving God, the angels will serve themselves, increasing their sin with all greed for power and control.

The revolution failed, and Lucifer fell from Heaven with his minions forever.

Here we can check the first symbol from Wagner’s opera to aid us to understand the story.

Like Alberich could not stand the pure promise of future love, peace, and joy, represented by the Rhine’s Gold (from now on “Rhinegold”), like the Rhine Maidens did and invited him to do so, Lucifer could not trust God’s plan and serve to accept his limitation. And like Alberich build a Ring to have power over the entire world, Lucifer also builds his Revolution to have power over the entire Creation.

The Rhinegold is like an engagement gift. It represents the promise of Love in the future, and that is the cause of the present peace and joy of the Rhine Maidens, the reason why they dance and sing around the Rhinegold and celebrate the promise of Love.

Alberich can’t stand the fact that Love is not a reality for him. He can’t wait to believe and trust. He becomes a thief: curses Love for the sake of Power and forges the Ring that represents his betrayal of Love and lust for Power over Creation.

Later, though, Alberich’s revolution fails when the Ring is taken by Wotan, and he falls. But in his defeat, he curses the Ring: everyone that owns the ring must fall and be destroyed.

And just like that, Lucifer’s mission since he was an outcast is to accuse and curse all creatures that betray Love for Power, just like he did before. His accusation doesn’t come from justice, though, since the curse is generated by a purely evil intent of his heart, and therefore his own deeds as the accuser must be judged and condemned forever.

Phase Two: Regenbogen vs. Lamm

Men must pass by the same choice between Love and Power that the angels had.

They can choose to live by the fruit from the Tree of Life, or by the fruit from the Tree of Death.

Love or Power brings the fruits of Grace or Gnosis.

The choices are the same, as well as are the results.

While in Phase One the Protocol regarded mainly angels, their decisions, and the consequences, in Phase Two the focus is on men. This is the current place in the timeline that we are living in.

The choice over Power and Knowledge is represented by the Regenbogen, the rainbow bridge created by Frohe to give access to the “gods” to Walhalla. Walhalla is the mansion built for the gods to live forever in safety and triumph. Wotan ordered its construction at the cost of lies, manipulation, and the betrayal of love. In the same way that the gods are fake but are lured to believe they are going to live forever and rule, Satan (fallen Lucifer, the adversary, and accuser) offered Eva and Adam to be like gods and live forever.

The bridge itself means the way in the direction of the promised land, the Castle in the Air above the clouds, Walhalla. Until men walk through the bridge, they are believing in the offer of Power and Knowledge, betraying the Love of God. The betrayal is symbolized by the rainbow, the very token God used to mark his alliance with Noah, establishing the continuity of the Earth until the End despite the behavior of men. Stepping over the mercy of God, men walk in the direction of the Abyss, while they believe to be saving themselves.

The other choice, the trust of Love and Humility is represented by the Lamb of God (Lamm), Jesus Christ, the Son of God. Living in the alliance of Jesus means to be fulfilling the ideal plan of God to men, to receive the full gifts of resurrection.

Phase Two can endure the time it is necessary to pass for God to collect all the results he wants to.

Every generation of men is like a new crop. There will be a final generation when God finishes the work of Phase Two.

It is also convenient to remember that God is not restrained into the creation of one universe. He holds easily the power to create parallel multiverses (yes, multiverses in the plural, multiple collections of multiple universes) to His own infinite Glory. The importance of each universe is not diminished, since God remains the same, Jesus Christ remains the Son of God to all Creation, for all possible multiverses, and the personal Redeemer of each one of them. We are not talking about aliens here, we are talking about humans living in parallel realities. We can expand on this topic later, in another post about speculative, or creative theology.

Phase Three: Götterdammerung vs. Feueropfer

At the end of Phase Two, the story shifts considerably.

If Jesus was the Lamb of God to the Christian believers, now he comes as a Lion, to conquer the Earth.

Phase Three is the Revelation of Jesus Christ, the Apocalypse.

It is a process of seven Earth years, that starts with the empowerment of the Antichrist and the beginning of the Tribulation period.

The followers of the Antichrist will be marked as members of the System of the Beast, the very inauguration of Walhalla on Earth. No more diseases, nor aging; no wars, no poverty; eternal life. All will be promised if men accept to join the System of the Beast, believing in the miraculous signs and prodigies, and declaring that Jesus Christ is NOT the Son of God.

The followers of Jesus Christ will be persecuted, pressed to join the System and to deny Jesus as Son of God. At the end of the process, also called “The Great Tribulation”, the Noahide Laws will be emplaced to justify the decapitation of Christians as “idolaters of two gods”.

Just after that, the Revelation of Jesus Christ will come. As a light to the followers and fire to the Beast and its minions, Jesus will put all things in order. The Antichrist will be defeated, the Beast will be locked in the Abyss for 1,000 years, and the Earth will be cleansed with fire. A new millennium of real peace and prosperity will be lived by the saints and their new children, the Resurrected ruling as kings and queens with Jesus Christ as the supreme ruler of the New Earth.

Walhalla was a lie. The truth is the destruction of all plans of men without God, the twilight of the false gods: Götterdammerung, a world in flames.

And Jesus will be revealed as the King of Kings, the justice for the entire Creation. First, he came as a lamb; now, he returned as a lion, with all the believers at his side, all that have offered their lives to God. Those who lived and died believing in the Love of God will rule with Christ: they passed the test of the fire of Love sacrificing their lives for love (Feueropfer).

Phase Four: Walhalla vs. Löwe

The next phase will be the blessed or resting day of Creation, where God will live on Earth with men for one thousand years, with real peace and prosperity. No curse, no evil, no pain, no darkness, no sin, no fear.

The believers in Christ that have ascended with him in the Apocalypse are called parts of the First Ressurection, both believers that died in all times and the saints of the last days that lived through the Tribulation period.

The saints receive the “body of glory”, the new perfectly designed vessels made by God to their experience of eternal life. Inside this perfect vehicle, the saints have full communion with the Son and the Father, through the inhabitance of the Holy Spirit of God in them. They are infallible and perfect in all ways that men can be, imitating as adopted children the perfect quality that the Son always had. Because of this, they become local rulers, Kings and Queens, under the supreme rule of Jesus Christ as the King of Kings. The saints live honorably like they were always supposed to, like lions under the big Lion of Judah (Löwe).

They have newborn children that receive a body in Grace without any stain or curse, like Adam and Eve in the Garden of Eden before the fall, but this is not yet the body of glory of their fathers, nor they have full communion with God. They live the first stage of freedom, to trust or not in the Love of God like their parents have lived before them, although they have much easier lives in the New Earth with Jesus in command with his Saints, and with no deception, no idolatry, no accusation and no temptation from the part of the locked demons. Their hearts will be tested in the future.

Meanwhile, all humanity that rejected the Love of God, those who selected Power over Love, who preferred Gnosis over Grace, who choose Pride over Humility, all of them lie in the real “mansion of the gods”: Death. That is the real Walhalla. Death is a suspension state for their souls, meaning only that they can be brought back to life at the wish of God. God is not done with them. We should not mistake Death for Hell: Hell is the place where the disobedient spiritual entities, the fallen angel, exists until the end of all things.

The purpose of the Phase Four is to grow the new and last crop of the blessed generation of the Millenium, and to God to show the perfect design of his original plan if men have selected to obey him from the start. It will be a resting time for God, for Earth, and for the Saints and their blessed progeny.

Phase Five: Ragnarok vs. Lebensbaum

After 1,000 years the Beast will be released back into Earth to deceive and corrupt men again one last time, so the blessed millennial generation can make their choice to join their fathers or the dead. The saints are safe from all deceptions and seductions, and they stay at the side of Jesus for the final battle.

The final battle of Armageddon takes place, with the final defeat of Satan and his minions.

Then comes Doomsday, the Day of Destiny, or Judgement Day: God will raise all the dead of all times and will judge them according to their deeds. This is the Second Ressurection.

Since there is no eternal torment of human souls in Hell (God don’t have pleasure even in the death of man, much less in their torture, and in the end God always does what gives him pleasure), it would be a mere useless play to resurrect men just to destroy them, since they could already have been destroyed at once before. God doesn’t waste his time with plays, his full purpose is always to love. They are resurrected to pronounce themselves about their life, according to the reading of the books of their lives. Those that declare themselves guilty and accept the mercy of Jesus Christ receive eternal life for their repent, and those that declare themselves innocent and reject the forgiveness of their sins against Love receive the grace of extinction.

Death and Hell are destroyed.

All fallen angels are destroyed with Hell, as all men that rejected forgiveness are destroyed with Death.

That was Ragnarök, the “destiny of the gods”, and the end of all old things.

New things will be created for the eternal life of men, now all of them living with the body of glory in full communion with God, ruling not as kings anymore, but as gods in an entirely new opened Creation, to experience the Love and the Glory of God forever. That is the ultimate life under the Tree of Life, Lebensbaum.

Somethings could be said about the way of existence of the new life, but that goes far under speculations that are not convenient to expose here. Let’s say, for now, that eternal life will solve the mysterious enigma of Love vs. Power. Men, now as sons of God, will have the full experience of both Love and Power, with none of the contradictions that determined the experience of trust in Love before. Now, Power can be unleashed without restraint.

Eternal life is the union of Love and Power forever, the ultimate result of the Creation of God, where the greatest number of free creatures can enjoy a perfect eternal life of peace and happiness with God.

The thin line between Self-respect and Pride

One of the things I love in Ozumo is the discipline of self-control that the Rikishi must develop and master. It could be said that is a trait of martial arts in general, but Ozumo is the one that I follow closely. High-ranked Rikishi, like the Ozeki and Yokozuna, is supposed to hold “pride” about their positions and behave accordingly. I think the word selected to translate the idea is a terrible choice. Because pride is a horrible thing. Knowing a little about Japanese thinking and behavior, I guess the best translation should be “self-respect”. But what is the difference between the two?

Respect in general, and self-respect in particular, is a trait of love, while pride is the essence of the anti-love. Respect regards others, pride disregards. Respect raises the level of value for all, pride raises one to submit to all others. With self-respect, a person can expect more from himself for the sake of being the best possible for others, while with pride a person expects to be more at the expense of others. With self-respect, a person can be humble, with pride, that is impossible.

What foreigners learn fast in the sumo stables

I remember watching an interview, I don’t know if it was with Konishiki or if it was Akebono’s, but a certain quote stuck with me. It was a lesson that is common for foreign wrestlers to learn fast when they arrive and start training in their Heya, the sumo stable: “if you don’t respect yourself, others will not respect you“.

This idea comes with the strong valuation of duty. You just must do what you are supposed to do, the best way you can do it, as fast as possible, and with no complaining. The moment you forget to do that and enters the process of demoralization, your value to others starts to diminish.

You can’t expect to be respected by others if you don’t respect yourself, and that means that to know your value is to behave accordingly.

Western cynicism

Why is this lesson especially important to foreign wrestlers?

Because of the exceptionalism of Japanese culture. Although Japan has been kind of an open society in the last century or so, compared to its previous ancient “closed gates” isolationist policy, relatively speaking Japan still is a very culturally independent society, with lots of traditions keeping distance from the alien ways of life. Japan itself can be considered by the entire world as one of the most “alien” nations.

But Japan has some things in common with the eastern way of life that looks strange to western people.

The western way of life and culture that have spread across the world is, in a word, a cynical one.

The cynicism consists in the lack of idealism, or the disregard for maintaining appearances, for the sake of living in the most truthful way possible. That is a very powerful idea: why should we keep lying to ourselves, if we already know we are not really good as we pretend to be?

The demoralization can be shocking, though, and indeed the western culture has been pointed to as decadent for that reason, for that loss of idealism that makes all men small, narrow-minded, egoistical, chaotic.

In comparison, eastern values appear to make men more disciplined, and therefore more capable of doing great things and keeping a sense of worthiness.

Eastern hypocrisy

But the East can’t win.

What they gain in discipline, they lose in dishonesty.

It is a powerful, disciplined, high aimed culture, etc. Yes, it’s all that, but it is also hypocritical.

First, from the Middle-East to the Far-East, there is the two-faced behavior, the public persona and the private one. This can look like a very organized way to deal with private and public affairs, but also can be seen as the art of lying. After all, who is the truthful person, the public one or the private one?

Second, disagreement is incredibly hard under Eastern values, and that blocks innovation and creativity. If the values and practices in society are so good, how can one contest it legitimately, and make any type of real progress?

Third, dissent is condemned in such a way that the injustices of the current system tend to prevail and become perennial. The figures of authority are so inquestionable, that the entire society can be looked at as an inescapable prison. Corruption also grows into an inexpugnable fortress of power that becomes inseparable from the very structure of society.

East can’t win because their progress is linear and limited, and power becomes tyrannical.

Global stupidity

So, here we are: the West is doomed in decadence and depression, and the East looks like it’s becoming Mordor, which is not much better. No one is really good: we are all stupid.

Maybe that is the western talking in me, of course.

To admit global stupidity is a western trait, after all. And maybe that is what gives a little edge in favor of the West. Because if the decadence and demoralization themselves can be addressed, maybe we can found an exit to this. One could point out even the modern liberal values and the capitalist system as the solution, a society with human rights to keep minimum levels of dignity, and the proper incentives to innovation to boost progress.

I know that looks tempting, but can that really work?

I don’t think so, because I don’t believe in collective solutions. And this is why this post is entitled “The thin like between Self-respect and Pride”: because the real solution must be where there is a real problem, in the individual. Yes, we are dragged and molded by the societies where we live, but that is a frame, not our destiny.

With Jesus Christ, revealed in the middle point between East and West, and the true Light of the World, we can learn to live before God no matter what are the spiritual diseases of our community or even of the Hemisphere where we live. It doesn’t matter in what collective group you live in, it matters only what you decide to do.

One could say that individualism is a Western value.

To that I answer that living before God is not individualism: it transcends the very opposition between the individual and the collective. It doesn’t matter to live in a more or less individualistic way, because that is under the “living to the world” part of the equation. Living to God means to left the world behind, you are not an individual in the world or part of a collective, you are a creature living before your Creator. I hope you can see and appreciate the difference.

Self-respect as Self-love

My feeling is that this post has gone far and wild from its modest beginnings. If you enjoyed and appreciated it, I don’t care.

To close from where I started, one thing I like in Ozumo is the balance between form and performance.

There are very strict rules for everything, and all things are done by repetition. It is a truly monolithic system. But at the same time, the Rikishi must perform better under that form, they must be creative and bring their personal best contribution to the art.

The Rikishi are like flowers planted in this large garden by the same person under the same conditions. Done the base job to make them grow, each flower can blossom in its particular way.

To blossom, it is necessary to believe in true value and worth, it’s like an act of defiance against the possibility of decline and death. The flower answers the ultimate call from the sun: show yourself!

The result is beautiful. Then we learn how self-respect can be self-love, what makes us happy being loved by God (our sun), and loving and being loved by others.

Maybe there is this real nobility that can be learned, neither eastern nor western, just the nobility of love as the supreme rule. The lesson is Love, the master is Jesus Christ.

As God’s Rikishi in the wrestle of light against darkness, I hope we can grow as noble flowers in the Lord’s garden.

Coincidence or not, my favorite Rikishi of all time is Takanohana.

In Japanese: “Noble Flower“.

Assessing some risks of Passive Investing

Two weeks ago I asked Sven Carlin on his Youtube channel if passive investing could even be considered real investing. He answered that yes, it could, but only if done with the proper long-term approach, where most people fail. He was a gentleman as always. Other people, not much so. I detected, then, a certain aggressive posture here and there, like if I should not even question the matter. Being who I am, I took that as a good challenge. Forbidden subjects are like baits to me, I can’t resist. I know the whole argument to point out the dangers of active investing, like stock picking, from Bogle to Ramsay, etc. But what about the risks of passive investing? Can’t we assess them? Shouldn’t they be assessed?

Full disclosure: I am a fan of active investing and a practitioner. That being said, I know very well the many risks of doing stock picking, and knowing the risks and dangers actually makes me more prepared to deal with the thing. Passive investing should receive the same scrutiny, for the sake of its own users. That is what I want to understand here. I can’t stand the idea that Passive is necessarily safer, and that idea is just one of the most compelling arguments to sell the strategy. We need to think about this.

Investing as buying property to generate value

Living in this world for almost four decades now, I get to understand some things. For example, experts love to derange our clear thought with their specialized mumbo jumbo. This goes in all fields. To be frank, I don’t believe it is necessarily some dishonesty on their part as specialized people, as much as it is simply irresistible to go with fancy language tricks to feel empowered and superior. We, humans, are full of this prideful shit. We face a war to keep things simple and to be humble.

Regarding financial matters, the fight for simplicity goes on. I think a huge contribution can be done by defining investing in simple terms, like: to invest is to do the acquisition of property to generate value. This works fine for me. And it is a tool to check if someone is trying to sell me something that has the name of investment, but actually doesn’t look so much to be that.

The entire financial industry works over the lack of organization and education of the masses. On the debt side, discounted large enterprises, the retail borrower in most cases shouldn’t be getting any debt in the first place. And in the investment side, many retail customers pay for products that empower the institutions as intermediary agents without any guarantee of increased results or decreased risks.

Paying for his pure ignorance, the “investor” gives his money, which was his responsibility to earn and save, to institutions that are supposed to know better how to deal with the complicated business of investing. To me it is flagrant that we have a conflict of interests here: all investment choices in this relationship need to be convenient now for the TWO parts of the deal, the customer and the institution. In theory, their interests are aligned, but can we be sure that happens in the concrete reality? I am not that sure.

Why a person that outsources investment decisions should be considered an investor?

To me, looks more like it is just a saver. One earned and saved, and now puts those resources in other hands to be invested. And if the person owns rights over a financial institution, that doesn’t mean the person holds the actual property. The institution does own property and receives the value generated for investing. The client of the institution owns a contract like a bond and receives part of those results.

Passive investing is more like indirect investing, but what does that even mean? Do a taxpayer “invest” through the appliance of his resources by the government? Does a lender “invest” through the funding of the borrower’s profitable activities? I guess not.

My radical approach to this is: only active investing is real investing because it is the purchase of property that generates value to the owner in return.

Passive investing, in my broad definition, is not only following a market trend or Index, but outsourcing both the direct ownership of the property, as well as the decision making process of investing (what to buy or sell, when to buy or sell, and at what price).

I am not going to waste more of your time with this argument though. I know most people care only about the practical aspects, so here we go.

Funds: better for who?

In practical terms, the financial products work as a share of interests between the customer and the intermediary agent, the institution.

The active investor has one problem to solve: to get some risk to get some returns.

The passive investor has two problems to solve: to get some risk to get some returns to him, and also to get some returns to the institution.

The important thing to remember is that it is the institution that is going to make the operating decisions in this relationship. From the moment that the customer’s money gets in, to the moment that is pulled out, the institution makes all the calls.

The price to be paid here by the passive “investor” is not only the fees. That alone can be a big thing to discuss, and we will talk more about it going forward, but for now, I want to point out the price paid in terms of conflict of interests.

We can talk about the sound example of Goldman Sachs in the 2008 debacle. Later, Congress asked the bankers why they sold products to their customers that themselves literally regarded as pure crap. And even worse than that, if they see any misconduct in making side bets against their customers to profit even more over their ignorance. The bankers replied something like this: we always do that, it is business as usual.

And that is my point.

When it is possible –and I guess that for the most part, it is– to make money for the two parts of the relationship, that will be done, of course. Everybody goes happy when things are fine. And indeed passive “investors” can get very successful with their “investments” in the long term. This is why it is a waste of time to try to prove me wrong in this subject by pointing out real results. I don’t care. It’s like the crypto discussion: all fundamentals are thrown out the window with a returns chart. What is the point of discussing returns, if the matter here is the constant that will prevail after the chart changes?

So, funds and other financial products alike can be good for both parts when things are good but can be very damaging for one of the parts when things start going wrong, like a partnership or a marriage where all defects can be tolerated when things are fine, and the same traits are unforgivable when the situation changes.

That is the problem with a conflict of interests: in most cases, you have to look for it to find it.

When the tide turns fast, it can be too late to do anything about it.

Stock picking and Diversification

Why does stock picking means automatically asset concentration in people’s minds?

It is because stock picking became synonymous with deep studying that takes lots of time and is incompatible with diversification. Indeed, that happens in lots of cases with professional investors that do extensive research and that follow closely their investments. They do only a few deals each time.

But there is a hidden catch in this concept. A person can actually do stock picking and pick lots of stock for the sake of diversification. That just can be done. With that, the investor can own property directly without intermediaries, collect nice returns, and manage risk with proper diversification. Why that seem odd then?

Because we have Index Funds and ETFs to do the job for us, of course. Why should one have the trouble of selecting assets, and then buying them and managing all of that, if one can just give them money for an institution to do all that for a small fee?

Again, the arguments that look the most practical seem to win. But stubborn people can get around this and double-check the reasons to do it and to not do it. To me, the pressing problem is the same with mutual funds in general, the dormant conflict of interests. But a case can be made also around returns and costs. Let’s check that out.

The weakest reason for stock picking: Returns

There is a study that shows that if you select stocks by a few objective and simple factors –especially profitability, but also levels of debt and time as a public traded company–, the chances are that you can have better returns than the market average, and in long term (15+ years) you can actually make substantial better returns then an Index, for example.

Despite that, I think the comparison of returns is the weakest reason to chose stock picking, because of:

1) Returns can tell any story you want them to tell. People always underestimate the power that statistics have to lie, or, saying better, they underestimate the power of their own beliefs to drive the discovery of the facts that just confirm their wishes;

2) In investments, it is much more important to assess and manage risks than to calculate the expected returns. You can always make less money, but you should never lose money.

That said, Indexes are indeed stupid and generate mediocre returns. I really think it is not a big brainer to generate better returns with stock picking using simple indicators, in the very long term (20+ years).

The medium reason for stock picking: Costs

The old 2/20 fee rule for Mutual Funds has devastating effects in the compound effect.

Since people make lots of money in the long term, they don’t care much to look for the cut of the institution, which is actually part of THEIR money going away. That has a simple psychological explanation: the fantastical returns seem to be a work of a genius, and geniuses must be well paid. People confound the pure power of compound interests in the long term with the cunning of the managers. Literally, they pay for their ignorance.

This reminds me of the confusion that fixed income “investors” do with Bonds. When the financial volume is big enough, in the long term the interests earned can look more than capable to pay for a comfortable retirement with a safe margin of security. The problem is that the economical truth behind this success is the much lower real return with the discount of the real inflation that all governments omit. That return can be close to zero, and sometimes can be negative. The truth, though, is buried under a big fancy pile of cash.

Like the truth about the costs of Mutual Funds in the long term: it is buried under the happy results the client made. A certain study showed that after 20 years, most of the Funds with the 2/20 fee structure make more money than their clients: at least 50% of the total returns have been collected by the fund.

You can throw at me the much cheaper costs of Index Funds and ETFs, like 0,5%. Of course, this is much cheaper, but it is not free. If you put that in the long term, it begins to look scary too. And since Indexes are so stupid that you can sort yourself a better selection easily, what is the reason to pay for getting the worst results? Laziness?

The strongest reason for stock picking: Risk management

For the most part, things go fine in the markets and everybody is kind of happy.

From time to time, though, a crisis emerges, and they put such stress into the system and can bring such unpredictable results in the aftermath, that this simple risk is enough to put masses of people out of the financial markets forever.

To this day, even after so much share of knowledge and experiences, a very large portion of the public still thinks about the Stock Market as a place to gamble, or like a rigged system. And that is because crises always came and make their big mess, generating panic.

The panic really torments only the gamblers, being the ignorant trend followers looking for easy money, and/or, the operators that use leverage extensively. These are the players that will become mad and will denounce the system as rigged, etc. They are whining gamblers that lose their bets.

Investors buy property to earn returns in the long term. Short-term crises are good for investors because they can pay cheaply for the property they want to buy. What is a panic for some, is a firesale for others.

But let’s check now the power of crisis management that the passive “investor” has: he can pull out his money. That is it. He can’t choose to buy what is cheaper.

And not even the institutional manager can do that for him, because amidst the panic lots of people ask for withdraws, all at the same time, and the turnover rises. Much more cash gets out the door then comes in. That means two things:

1) the passive “investor” is not going to buy cheaper in the best moment the market offers to do that;

2) the passive “investor” is going to be forced to realize losses with the fund, just in the worst possible moment to do so.

Oh, but if he holds what he still owns, things are going to be better in the long term.

Yes, of course.

But here is my question: how much it is going to be better compared to someone that did the opposite thing in the crisis, i.e. not sold anything and bought lots of cheaper property?

You can imagine.

And here is an interesting thought to consider, one that I could ask Sven Carlin to think himself about: what are the chances, comparing to active investing, that a passive “investor” has to actually resist the crisis and hold for the long term? What is that person holding, again? A share of a Fund. But what is that? During the crisis, that can mean a very elusive vague thing.

If I own Coca-Cola, for example, I can hold it during a world war, a pandemic, whatever, just thinking this: we are all still drinking Coca-Cola every day to the end of the world.

What is going to be the passive “investor” thoughts about the funds he owns?

What do Christians and Satanists have in common?

Although Christians and Satanists are supposed to be in totally opposed positions in the universe, and indeed they are for the most important parts, surprisingly they share some things in common. Learning about that, we can understand better what means to be in the lukewarm church, and why is that scripture condemns so strongly the shy heart.

What both Christians and Satanists know is that we live in a reality that is totally spiritual, full of meaning and greater purposes. They know that there is a great story going on, a great war, that is going to be decided with great consequences. Their purpose is to serve, worship, and sacrifice.

They want a greater meaning for life

Being made in the image and resemblance of God, humans, in general, are supposed to have spiritual awareness. They are supposed to look for a greater meaning for life, than just living for the only sake of the present life.

Indeed, the whole of human history can be told as the story of the development of the spiritual narrative that man gives to explain its own existence, its origin, and its end.

For complicated reasons that we are not going to talk about here, in the last centuries a new idea has grown in the West and have been spread across the entire Earth: the idea of a secular narrative that rejects further meaning, as if men are just lost in an empty and meaningless universe, by accident.

That can look like a feasible idea today, but actually, it’s a very, very strange idea that most of past mankind would reject in a second as laughable pure nonsense. The fact that this idea is so acceptable today can be understood as the result of a successful campaign to put humanity under a trance, to “zombify” the masses, and all of that to make the arrival of the Antichrist look like a spectacle and as a deep truthful answer as much as possible.

So, today, apart from some religious and cultists in the middle ground that doesn’t know actually the real status of the spiritual war, the only really spiritually awakened people are the Christians and Satanists. They know what’s going on, and they look for a greater meaning that most of mankind has no idea about.

Both Christians and Satanists despise the regular affairs of this world as a mere background scenario for the real story that is going on. And this is why, although religious and “spiritualized” people believe they are on the path for a greater meaning, they really don’t know what they are doing, and they waste their hopes with false purposes.

The real spiritual life begins with the judgment of Jesus Christ in the Cross. There on, Christians and Satanists take totally different paths ahead. But without the revelation of the Cross, no spiritual life can be for real, for good, or for bad.

They want to live forever

Both Christians and Satanists believe in immortality, that they have been chosen to live forever, and that what they do in this life has an important repercussion in living forever.

It’s by no accident that the false promises made by Lucifer, Satan, in the Garden of Eden was that Eve and Adam could live forever.

That was a very appealing idea because it touched deeply in their human hearts. The very human nature, by design, is constituted in such a way that the satisfaction with being alive just requires a never-ending experience. It’s very natural and reasonable to expect that whatever is good should be good forever. The concept of ending, or dying seems absurd before the greatness and goodness of life itself. Nothing more natural, being so, than believing that life can be forever.

And of course, life is made to last forever by design.

But the problem is to know the source of life, where it came from.

The truth is the Love of God, the fruit of the Tree of Life.

The lie is the Gnosis, the fruit of the Tree of Knowledge.

Satan lied. He made Eve and Adam believe in Gnosis instead of Love.

Until today, and to the end of this world, each new person in each new generation will be presented with the same choice again.

Because of the full disclosure of God’s plan, with full love, wisdom, and power through Jesus Christ in the Gospels, now men can make the most enlightened decision about living forever, and that is of accepting the Cross of Christ.

It’s important to remember that all men are mortal. Only God has Life in Himself and can give it freely.

The Tree of Knowledge is the Tree of Death, Lies, Deception, Pride, and Darkness. It’s a spiritual scam.

Jesus came to liberate all men of goodwill from that lie, so they can live forever through him.

They want to be like gods

But there is another thing that the deepest human nature reveals in its experience, beyond the desire for everlasting life. It’s the want that humans can have for possession of unlimited power and freedom to do as they please.

Of course, our life experience in this world denies this. But the pure possibility of a never-ending joy in life can’t be denied, and spiritually awakened people understand this very well. All we see in this world of scarcity is a quick glimpse of the full potential of experiencing Creation.

The difference, again, is the understanding of the source of this possibility of joy in Life.

Satanists go with “do as thy wilt”, making the despise for God’s presence the very way of spiritual ascension, as a forced liberation from the gnostic prison of this life. And in this way even the most horrible wrongdoings can be justified as necessary for spiritual growth, transforming evil in good and bitter into sweet, like scripture denounces.

Christians, by their turn, go with gratitude for all in life and life itself, and with patience to see the full disclosure of God’s plan and the revelation of the true full potential of Creation as a manifestation of the Glory of the Lord.

The big difference: sanctification

Having all of that in common, what is the difference?

Well, there are lots of differences, especially in the territory of being humble before God and just with neighbors. But the main difference regards the very interpretation of the purpose of this world.

To Satanists, the purpose of existing here is to be spiritually awake as a rebel, to fight for liberation, to gain spiritual power enough to be free from all domination and oppression, being that the way to acquire eternal life and godlike power. The mean to this is the building of a godless civilization, so culturally and technologically independent of God as possible, fulfilling the promises of Lucifer in Eden, living forever like gods as we wish.

To Christians, the purpose of existence is to accept and receive the Love of God through the Son of God, Jesus Christ. God is creating, and the mandate for Creation is the separation between light and darkness. Evil, then, must be a real possibility, because the stakes must be real. Therefore, we have real suffering and damage, but all of that is part of the plan of choice: so we can choose to trust the Creator having reasons to do so.

The purpose of the current life is sanctification: separation from the darkness. And darkness is to reject the Creator and to use nature and all people around to execute our will.

God is creating something. And the end of this work will be done with the last sanctification of the last generation. There on and forever, the light will be separated from darkness, the wheat from the tares, and the sheep from the goats.

The business of Charity

If civilization is getting more and more advanced and wealthy as a whole, if all billionaires practice massive philanthropy all over the place, if all major religions preach donations and saving those in need and have done so for thousands of years, and if social science and politics promise so much sharing the spoils amongst all members of this big family of humanity, why is that all of this crap keeps never working?

Because the powerful people are lying, as they always did. All of this campaing for salvation is just bullshit. The charity was elevated to the main value in the world because it serves to rule the masses with big illusions, and to keep them under control, spiritually oppressed and diminished.

Charging the guilt of men

As the Second Temple was destroyed in Jerusalem, being that fulfillment of Jesus’s words, a younger rabbi was lamenting about the loss of their way of living. An older rabbi then talked to him, saying this: “don’t you worry, what we lost with the Temple we will regain with Charity.”

Said and done.

That’s a formula to be used to the end of the world.

Men just don’t deserve to live. That is a fact that more or less everybody knows or at least feels. I am not talking about men as a collective, because those men don’t even exist. I’m talking about us individually. Since birth, we received life without ever doing anything to actually justify it, nor to justify none of the good things that have ever happened to us. On top of that, we know that we do the opposite: we do evil. We not only don’t deserve to live, but we really deserve to die. Whoever can’t see this is a morally and spiritually blind person. Stop the denial. And I am not going to waste my time proving that. Because if you deny it, you should not waste your time here, instead should go find a mirror in front of you and some honesty inside you.

Guess who knows all this stuff I am saying? Religious mobsters.

They found a very profitable business, the most profitable of all business, that became the very raison d’être of all religions: charging the guilt of men.

Although the true tribute of all life is the Love of Jesus, the only true justice in existance, and the very liberation from all accusation by forgiveness and mercy, the gang of liars builds the taxation of men by men, getting God out of the way.

It’s not only about money. Money is the less important thing here. It’s all about power, influence, control, dominion.

Expanding real guilt by denouncing the fake ones

The most insane part of this is that doing so, the rulers of this world actually do expand the real guilt of the ignorant masses.

Blocking the way to the knowledge of Jesus and of the true Gospel, the slavemasters replace the simple truth with a very deep and complex system of accountability. Accusing false guilt, like the pleasure in life that could be lived by Grace in tune with Love, the impostors make life so hard and bitter, that their victims fall only more weakened in their hands.

And that all is by justice because Jesus can always be found by those who look for him. He said that, and none word from him goes in vain: he promised that he would not lose one single person that the Father has designed to be saved by him.

The only real guilt of men is denying and rejecting the Love of God. And the religious system creates such a strong fortress of confusion to charge false sins, that the real one keeps going missing.

Retail charity and Wholesale charity

Here and there people try to aliviate their consciousness by doing charity in retail.

That, of course, is never enough.

What they should be doing is going after Jesus to true repentance, to receive true forgiveness and Love, and further instructions from the wisdom of the Lord. But no, they can’t just do that. They don’t want to really look to the darkest parts of their lives and change anything. Most people prefer to keep going wrongly spiritually, serving the world and rebelling against God. So, they keep doing charity to pay for their sins.

The thing becomes inefficient after a while, requiring a more broad solution that works for everybody and makes things easy. Religion provides that, a wholesale business solution, as well as the secular branch in the operation of lies, brings the brand new recycled solution of philantropy.

As you can see, this world always provides a chance to every fellow human to pay his price.

God and his Love, though, keep being ignored and despised.

Until the end, that is coming. Fast.

Jesus, the Redeemer

No one of us can pay the price to justify our living.

The price is just too high because we are so much loved.

So, the only solution is to God himself do the payment. The Golpels bring the good news that this has already been done, once and forever, by Jesus Christ, the Lord of the Living and the Dead.

And this is the reason why this world, with all this profitable business going on, hates Jesus and the Gospels so much. It’s a killing desire to vanish and to ban all good news, so they can keep going on running their dark system.

And, of course, the Christian religions are the most guilty of the charge for this, like the jews were before them in the times of Jesus.

All nations, including the “christian” ones, drunk from the wine of the big whore of this world, Mystery Babylon, the Great Mother of all Harlots, and Abominations of Earth.

Their time is coming. And fast.

As well as our time to be with the Lord, forever.

Why do you keep doing what you hate to do?

In my last 10 years of awakened life (thanks to Jesus, all Glory for Him forever), I realized more and more how so many people keep living like clowns, pretending to be happy as if that was a job to be done.

Life suck and so many people hate the most part of it, but they can’t get away from pretending that everything is going just fine.

I did my many mistakes, for sure, but I never blended well in this play. I always tended much more to the cynical side, and naturally, I paid for this in form of indifference and judgment. The truth, however, was not in cynicism against the big lie of society, but in a deeper realm of existence, the spiritual dimension of life.

Complaining doesn’t work

The easiest escape to the problem of impotency against a life that sucks is the teenager métier of complaining.

Just protest against it. Say things are wrong and that you can’t compromise with this bullshit.

You can go on and on with that until you realize that nothing changes because of your brave campaign for justice. And why is that?

Something must be so wrong with this world! Yes, the whole thing is rigged, it’s a massive conspiracy!

Then enters the political revolutionary phase of complaining, which is more intellectually sophisticated than the previous one, but not necessarily more mature. Actually, is kind of the same tantrum as always. But the rationale of it gives you the illusion of power and authority. You start to think that being a rebel can work after all.

But this is not yet true rebellion. The clock is ticking, and you still want to live a good life.

After some time doing this resistance play, you start to see “normal” people going fine with their lives, at least apparently, and secretly you ask yourself if you are not being just a whining loser.

The Right Hand of the Devil

Enters the Pact with Death: time is passing, we need to hurry.

Doesn’t matter to have justice in the world anymore. Who cares?

The simple fact is that your time in this world diminishes every second, and you could always be enjoying it more.

So, the solution is to rush for all things you want to do. It’s the Right Hand of the Devil: do as thy wilt. Its also called in the Bible the “Pact with Death”, because you are losing life as it was a scarce resource. That is a lie. Life is forever. But that is in Jesus only. Without knowing and believing in Jesus, how can you escape the tempting offer of living as there was no tomorrow?

There is even a famous Latin quote used to share this idea, the famous “carpe diem“. The full quote is “carpe diem quam minimum credula postero“, which is actually spiritually much better than the modern cut version, but this world doesn’t care. The big sale of the day is: run for your lives!

The big irony here, and the reason why this is a Pact with Death, is that when you try to live the most in this world for fear of losing your opportunity, you are being ruled by Death. Instead of being a lover of life, you become a lover of Death. Yes, Death is your master, because Life is this weak, short, scarce thing that you have to hold carefully like it was carrying water with your bare hands. Death rules you! Because you are so afraid of losing these short years you have. On the other hand, if you truly love and believe in Life, you disregard Death, asking like Jesus: “Death, where is thy sting?

Jesus DEFEATED Death.

Death entered this world as a product of illusions and lies. With all things restored and healed by Jesus, Life is forever, and Death is no more.

There is the irony: people greedy for Life loved Death, and the people who loved Life despised Death.

But in most cases people miss the good news of Jesus, being because of stubbornness, listening to bad preachers, whatever.

The lust for this life, then, this Pact with Death, can endure for a long time, even to the end, but there is also a possibility for an upgrade in the ways of the Enemy.

The Left Hand of the Devil

Enters Gnosticism, the deepest Pact with the Devil.

Gnosis is the name of the supposed enlightenment about the nature of our reality. And that is the reality of prison.

Yes, we are trapped, locked in this world, and nobody knows where the keys are to open this thing and get out of here!

You see, intelligent and sensible people can’t be fooled by the Right Hand for too long. That just doesn’t work for them very well, because they keep feeling that something is deeply wrong with this world.

Truth be said, the masses love the Right-Hand solution, but the leaders of this world, the people with the greatest potential, can’t get happy with that cheap lie. No, they need a big one.

And of course, there is a big lie to be sold, always.

The offer is from the Tree of Knowledge, and the fruit of that tree is Gnosis.

Gnosis can take many forms, but basically is just the promise of liberation from the trap of this world by works of ascension. That can be religion, philosophy, science, and technology, whatever it takes to promise a way of getting out of here.

The illuminated ones are initiated in the mysteries, and they go on with the big lie that is –and again irony enters the stage– the construction of the very culture that keeps people locked in the illusions of this world!

It’s actually a gigantic spiritual joke. But it’s not a funny one, it’s a demonic farse.

Along the way, some people die going literally crazy with the pressure of the Left Hand. Nihilists become suicidal because Gnosis ever promises but never delivers, since Adam and Eve. The best people die before. Depressed, addicted to drugs, they go to the point of no return in this life.

But some people go ahead in the big Pact.

Working for Satan

Success is the cheapest product in this brothel that the Devil created.

Every new generation is invited to get along in the big project of building civilization. Most of them don’t realize they are working for Satan. They don’t have time to lose with conspiracy theories to spook kids, they are grown adult people that have a serious job to do. They are building a successful life, whatever that is to them.

These are the naive servants of the big lie, ignorant collaborators that come and go in each generation.

But there is one very special elite, the 1% of the 1% at the top of this pyramid scheme, that do the real deal, the deepest pacts with the big boss of this world, and believe me, you don’t even want to know what they do to get to the top. I am going to talk about it later in this blog because I need to, but trust me, it ain’t pretty.

The secret of serving Jesus

So, here we are, living in a world that doesn’t make too much sense, and not having too much to do about it.

Those that don’t want to play along since they are young, eventually are going to play the game anyway. In the best-case scenario, they fall to the Right Hand. In the worst, they go with the Left Hand.

But then a miracle happens. A big one, that we never deserved.

The true Creator of all things reveals Himself to us sending His Son, Jesus Christ, with the only truthful good news that can be: the truth of Love.

The solution for the rigged game of life is not to play the game.

You can’t lose a game that you don’t play.

It’s so simple that we can actually perceive the whole existence as a true comedy.

It is almost tragic for the liars, both the fallen angels and their minions of this world, and for the shy heartened people that still refuse Jesus, but they pay what they owe. And that is why there is no real tragedy in all of this, even with the great suffering, because Justice really rules.

About the problem of suffering, I will address later on in detail, when I will talk about the meaning of the Passion of Jesus to us.

But here is, for now, the big secret of serving Jesus that this entire world ignores: those who refuse to serve will be always ruled, and those that want to serve will be served themselves as rulers.

Jesus is the Lord of Lords because he is the greatest servant of all, the Lamb of God offered in sacrifice for the salvation of the entire Creation. Jesus is the shining never-ending light, the true Justice of God, the Way, the Life, the Ressurection.

The secret of serving Jesus is that we are served by Him.

I guess your broke and failed religion never told you that, right?

The secret of life is Love.

It’s a secret that this world will never get to the very end.

But who cares?

This world will burn. Let it burn.

Leave the world behind with a smile. Life is ahead, forever.

Establishing your personal financial goals for life

We are the guardians and managers of our lives.

We don’t own our lives, the Lord does.

But we have some duties to perform, to take care of the gifts he gave us.

We are not supposed to worry about the future, but we must do our best to act with prudence and wisdom, making better choices regarding our personal responsibilities.

If you ask me if “it is spiritually safe to accumulate wealth in this world?”, I will answer it’s not safe to even think about it.

There is no justice in the things we do if we don’t search for the Glory of the Lord in all of them. Can you be grateful for your wealth as a gift from the Lord, independently of any idea of personal merit?

Can you live by pure Grace?

The thing, though, is to just do your best with what was given to you in all aspects of your life.

Many people, and actually most of them, don’t have really much to worry about producing and managing wealth, since they live paycheck to paycheck. And this is because the Lord, in His wisdom, decided to distribute gifts in a way that is incomprehensible for us.

But, that said, I believe that lots of people can be blessed with not only peace and joy but also with health and wealth, as they are blessed indeed. And to these people, I now want to talk about how to establish realistic and responsible goals for their financial life.

I will never mention actual figures here, for the reason that, for example, $10,000 for one person can be almost nothing, and for someone else can be wealthy enough to think about seriously.

If you think that you should build some wealth for the benefit of yourself and your loved ones, and to the Glory of the Lord, then here we go.

It’s all about the cost of living

The possession of wealth means nothing.

Money, assets, and goods serve only to be used. The purpose is the best living possible, for us and for the people around us.

That said, to live we need to use resources that are scarce in this current life. This limitation is about to be ended at any moment, but, as a certain character once said in a movie, “money is only something that we need in case we don’t die tomorrow“. As long as we stay here, we are going to need some resources to keep going on, and so we will need to think a little about managing it.

But our needs can be different from the needs of other people, very different, depending on a lot of circumstances. This is why discussing poverty and inequality is a stupid obsession of a stupid society. That makes no sense: what is poverty?

Misery is real, yes, being unable to live with the minimum conditions of survival.

But what is poverty? Being unable to buy the last smartphone model or a brand new car is poverty?

The feeling of being wealthy or poor is relative to circumstances. And this means that our first job in setting our personal financial goals is to make them personal.

You shouldn’t care about what your broad family, friends, colleagues, or neighbors, and much less what unknown people, think is necessary to have a good life. That just doesn’t matter. You will work to earn, save and invest your own money, not theirs. Only you, and your spouse if you are married, should be dictating how much money you want or need to live your life.

It doesn’t matter what “everyone” is doing. You are not “everyone”.

With this in mind, you will eventually find your very personal cost of living. And that is your base to the whole thing going forward.

The cost of your living will show you how much saving and investing you have to do to acquire financial independence, and that means the power to live independently of any active income. The purpose of this is not to retire and do nothing productive with your life (though, you can achieve just that if you want), but to be able to choose what you will do with your time, without any serious concern about how much money you are going to make.

I say “serious concern” because no wealth and no plan can guarantee 100% of anything. And this is why you should be conservative in your estimates, and this is why in the end you should trust that the Lord your God is your only real safe harbor in your life, in all matters.

Here is some good news, though: you can always review your lifestyle to a more cheap one, just in case the trouble to fund it becomes worst than the alternative of living cheaper. This is powerful. Actually, it’s what the Bible teaches: to learn to be content with what you have.

Look out for your fixed expenses

I can give my own example of how checking your lifestyle makes sense.

We don’t live to work, we work to live.

In the last five years, I have reduced my cost of living two times.

The first reduction was a big one: a radical 70% cut that provided me the chance to get out of my previous job in São Paulo, to move to a better and cheaper city only 1 hour away by car from São Paulo (where I can visit family and friends easily anytime).

The second one was done one year ago when I moved to a different neighborhood to live without my car. That made me save some 30% of my new reduced base cost. And I am living even better now.

Living better and saving much more money.

Being afraid of change is terrible. We are about to leave this world and meet the Lord in joy, why should be that hard to make simple changes? I know why: because of fear, that old friend of ours.

Look for your fixed expenses, these are the ones that are probably killing most of your financial potential. Real Estate, food, and transportation are the big ones to look for.

Rental or mortgage should not take more than 30% of your income.

You should be able to save at least 20% of your income.

That means that food, transportation, and everything else needs to be contained under 50% of your income. You can do this. And the more you try, the easier it gets because you will be forcing yourself to be creative.

The dream of earning big money to solve all your financial problems

What I am saying could look like a “misery mindset”. This idea is useless but prospers out there.

Especially the American culture has taught the world how to “go big or go broke”.

Well, I don’t want to go broke, and if the price for getting away from that is not going so big, what is the problem?

Again, you are the one that will work, earn, and pay for stuff, and save and invest. You should decide calmly what to do. Don’t follow cheap slogans. All of those propagandists couldn’t care less about you and your life. Usually, they are selling something, or they just want to feel happy about themselves. Forget them.

Ideally, you would invest in your career for the long term, especially if you are in the first half of life. But not even the youngest person should disregard the matter of the cost of living and the appreciation of the benefits of expending less money.

Even a big earner could collect big rewards by saving more.

It is common, on the other hand, to see people making lots of money and being broke in debt.

Look for sports stars and doctors for that, and of course, lottery winners.

All money in the world can be expended.

And you don’t even have all the money of the world, I guess.

Budgeting and operational margin

It’s good to think of your personal finances like if you were managing a business.

If you work hard to be professional and responsible in your job or business, why should you turn into an irresponsible maniac regarding your own financial life?

That helps to look at it more objectively, assuming a kind of professional responsibility for doing so.

The goal of a business is to make a profit, earning more in Revenues (your Income) than what is expended to run the operations (your lifestyle), and then using this profit to pay the owners (your perks and lifestyle growth) and expand the operation (invest to earn more passively).

The ideal margin of profit, or profitability, for any person, is around 30%, but we can live comfortably under a margin of 20%.

That means that if your income is $50,000 you should save at least from $10,000 to $15,000 of it.

Of course that if you can save more without damaging your “operations”, your lifestyle, you should. Sometimes we have this opportunity and it shouldn’t be missed. I did it before. For some 5 years, I saved around 50% of my Income. I could expend that surplus above the safe 30% margin, but I was living just ok, and that extra surplus made me create a substantial increase in my investments, that will pay off until I die.

Cash matters

But what do you do then with your savings?

Well, first and foremost, never forget that cash matters.

Cash means liquidity, the power to dispose of money and deploy it quickly at your discretion.

You need this for the unknowns of life, and they will happen in the long term, being extra expenses or unique opportunities. You just NEED to have some cash at all times.

But how much?

For starts, you can pile up some 3 to 6 months of your cost of living.

Don’t put it in fancy places to generate some returns. Returns don’t matter for this money, just availability and safety. Part of it, by the way, could be locked physically in currency notes, and gold or silver. Not too much, of course, but enough for a more volatile situation where you can’t immediately count on the financial/banking system.

You can expand your cash reserves if you think that is convenient. That’s on you.

“But cash is trash!”

Yes, cash is trash when there is a lot of it everywhere (the “largezza” situation, or monetary expansion).

But when it disappears (“strettezza“, or monetary restriction), cash becomes king again very quickly.

You must have some just in case.

Know your enemy: Debt

The main thing you are going to do with your savings is investing.

Investing is the most powerful way to multiply your wealth, because of the power of compound interest.

But before talking about that, you should know that there is a “reverse investment” that can employ the full power of the compound interest AGAINST you: Debt.

Debt is the investment that someone else is doing at your expense.

Debt is you paying for someone else to get wealthy in your place.

That all said, low interest rates make people confused about this. And since we live right now, worldwide, under the historically mostly ludicrous lowest rates that have ever existed, confusion only increases. But we must keep the concepts clear and simple.

Debt to fund expenses and consumable assets are the absolute worst thing you can do, independently of the interest rates.

Debt to fund investments can work out as leverage but is always riskier than doing without the booster. So, you must have a good professional and objective reason, to mess with that dangerous thing. If you don’t know what you are doing, don’t mess with leverage.

So much stuff is said about bubbles and financial markets being risky, but the real problem is excess of debt, always. Not going too far into the economical stuff, let’s just say that debt is fiat money, and because it can be created from thin air without restrictions, it can become a dangerous thing. When you have too much monetary expansion, soon or later you must have a restriction to correct it, and that is what generates panic and makes the “music stop”.

If you don’t ever engage in debt, not even to boost your investing strategy, you are away from lots of trouble. The more you increase your leverage, the more you increase your risk exposure. I think it’s enough to be exposed to the gamblers messing with the financial markets, making our life harder (look at the current asset prices), so I prefer to stay away from debt myself.

Oh, but everyone is doing it!

Again, you are not “everyone”.

When the shit hits the fan, “everyone” means literally nothing. You will find out very quickly that you are alone, that you were always alone. So, cut the bullshit now. It’s cheaper.

Oh, but with inflation debt actually works in my favor!

Really? Ok, so you are going to borrow for 20, 30 years knowing that inflation will for sure turn your debt to work in your favor? What if it suddenly turns around against you? Are you that sure you’re so smart and the lenders are so stupid?

Oh, but this time is different!

If you think so, I’m sorry for you.

To Americans, especially, I have to say this: the FED funding $40 billion in MBS every month will stop eventually. And all excess credit created (money supply vs. growth) will always, soon or later, be transferred to inflation, which will require some increase in the rates.

Play the game as you want, but my advice is to stay away from debt as much and as long as you can. If there is one economical advantage to live in a developing country like Brazil, it is that we know here what is really high inflation and high rates, and the dangers of debt. It’s not pretty.

Investing for the Long Term

After the building of your cash reserves, you can start investing.

To invest is to buy assets that generate cash flows in return.

The cash flows don’t need to be immediate, nor be paid in actual cash, but some return is necessary.

This is why gold, silver, cryptocurrencies, etc., are not investments. They can be bought as a reserve of value, hedging for a crisis, or as a commodity to make some income trading, but this is not investing.

Investing in a business that you own and operate can work very well, but that should be seen as a different type of investment, like funding your career. If you do pay for a college degree, for example, you expect some return from that in financial terms, but you actually will have to work for that. You are investing in yourself, but you have to produce something to make it pay off. If you create your business, the same thing happens. And since our objective here is to live independently of the need to work to fund our lifestyle, investments should be the ones that help us getting returns without the need for any work.

Don’t get me wrong: investing in your career and in your business is a great thing. But the ideal scenario should be one in which your career starts paying you a surplus to invest in something independent of your work, something that works in automatic mode and gives you real passive income, as well as the ideal scenario for your business is to grow up to a point where you can sell it for a profit and invest the money away, or to keep it as a non-working investor, away from operations, in which case you will become a passive income earner from the same business you created.

The instruments for investing to earn passive income are mainly Real Estate and Business.

The more you can own property directly without an intermediary, the more high returns you can make, and the more you would need to know about it.

The less you know, the more you pay to invest, and the least you earn in income from it.

This is why the best advice for the beginner investor is: invest only in what you know.

If you can’t understand it, don’t do it.

How can you know if you understand the idea of an investment? You have to be able to explain in a short and quick sentence how the money is made. The more complicated your explanation gets, the less is the like that you actually know what you are talking about.

Whatever you do, to your investment work properly it will require lots of time. Investing works properly when the economical cycles are absorbed in the long trend, and the compound effect can generate the highest return possible and viable for the length of human life.

Considering all, it’s very reasonable to think in 20 years as the minimum time to achieve good results in your investments.

Of course, you can push yourself to save much more quickly, like the people of the F.I.R.E. movement do.

This works only partially because the reduction of time compresses the compound effect. Time is factorial in the compound, which means it’s the most powerful thing in the investing machine. If you put more money in a shorter time, what you are actually doing is reducing exposure to time and increasing exposure to return rates, so, for an instance, the economical cycles can be far more dangerous for you, because you are more dependant on your current returns to keep the machine working.

Let’s be reasonable here: do you want a full stop in doing any work?

Isn’t reasonable, if you don’t absolutely hate your job, to keep doing it for 20 years?

And, if you hate your job, doesn’t make more sense to change it, or even your career path?

There are lots of things you can change to make your life more smooth going on, working, generating income, saving, and investing.

Oh, but I am too old to wait 20 more years to retire, it’s too late for me!

If you are under 50, that makes no sense at all.

If you are over 50, a case can be made that investing will not make the best long-term effect for you, but will that dismiss you from the need of saving money and investing to have a better future? No. Actually, the older you are, the more convenient it becomes to start saving and investing as soon as possible. A 20 years old person can waste 10 years. A 50 or 60 years old can’t.

The effects of investing come slowly.

But if you do save 20% of your income consistently, no matter what, and you invest it wisely, reinvesting all cashflow into new investments, never touching a single penny of that passive income, and do it all for 20 years straight, the whole thing just works very well.

The first 5 years are very slimy like all your effort has no results, and you just push it forward from raw stubbornness.

After 10 years, results start kicking in, but still looks like there is too much work and waiting, for little effects.

After 15 years, the explosion starts. This is, surprisingly, the riskier moment of investing, because the really big results will depend a lot on the reinvestment of the passive income earned in the last 5 years. That will make a huge, decisive difference.

The compound formula: contributions, return rates, and time

The formula of compound interest works like this: your contributions generate returns that become newly added contributions, all of that being factored by time.

The least important factor is the return rate. It will always make a difference, of course, but always less than the difference made by the contributions and especially by the time.

It’s just easier to get wealthy by adding more savings to the plan, or by making the plan longer, than trying to make greater returns in the selected investments.

And although the contributions are very important, time is of the essence. The sooner you start, the better. More time can compensate for fewer contributions.

It’s easier to have just 20 or 30 years investing with mediocre contributions than to need to have a high active income from your job or business. Lots of people age, but not so many people become high earners.

Be careful with pushing the return rates of your investments.

Young and low earners are especially vulnerable to looking for high returns, because they have little to no net worth to invest, and the long time ahead of them can look very depressing from their point of view.

But there is a more depressing thing, I guess, to look for: to lose the little you have in riskier things, like leveraged bets and low diversification. In the best of scenarios, it’s a waste of time. In the worst, can be the starting development of a gambling personality, which can be a pretty ugly problem to deal with for whole life.

What about fixed income?

Well, today less and less people care about bonds and treasuries, or even private debt, because of the low-interest rates. But as soon as the rates rise again, fixed income will get back to the table.

There are two problems, though, with fixed income. One is financial and economical, the other is spiritual.

Economically, interest rates exist to pay for inflation. That means that higher nominal returns don’t necessarily bring higher real returns. Actually, because governments are very interested in keeping the cost of their debts lower in their budgets, there is always some pressure to keep the official inflation numbers artificially lower. And that happens in a way that higher nominal rates usually mean lower real returns, under the necessary levels to payoff for inflation. In simple terms: the government is always stealing your money, even when he pays you interest to hold his debt.

In addition to that, public debt is not free from risk. There is no such thing as a free from risk usage of money, except for consumption. The only risk-free use of money is to exchange it for goods and services.

When interest rates pay more than real inflation, there is for sure additional risk that makes it more dangerous, like with private debt or CDs from smaller banks.

To quote that cheap quote, there is no free lunch. And since you can get the risk that provides really interesting returns with property naturally hedged against inflation, like Real Estate and Stocks, what is the benefit of funding governments that steals you or a business that can make a profit using your money?

Debt funds the economy.

If you are invested in the economy, debt pushes your investments.

If you buy debt, you are pushing the investments of other people.

For that reason, I don’t treat fixed income as an investment. It could serve to hold liquid cash, but then we have the other issue, a spiritual one.

Scripture tells that “the borrower is a slave to the lender.”

Sometimes we can do literal interpretations of the biblical text, and this is one of those cases. Lending money to earn interest in it is exploitation. You can give money without interest and expect to get it back later, but charging over it is predatory, and spiritually it’s rotten.

So, with money you can do this: consume it, give it away, or save it and invest in property.

Net Worth is vanity

A local billionaire here in Brazil says that “net worth is vanity”.

Being invested for the long term in variable income, he knows that the market volatility means nothing, so the marked prices of the moment can be totally ignored.

If your objective is to achieve financial independence of active income to fund your lifestyle, why your current net worth matter?

Understanding that makes you really strong to all weathers, and gets benefits from the crisis while most people panic about losing their net worths and their last pants to cover margins on leveraged bets.

Forget net worth: look for your passive income growth. More on that below.

The destroyers of wealth

By now we should be able to identify the main destroyers of wealth, and we can add some more:

  1. Interests: they destroy your wealth when you pay them, and also when you earn them, though in this last case the loss is more subtle (and so, actually more dangerous);
  2. Operational costs: banks and money managers suck part of your hard earn profits with investments, a harsh payment for your lack of education. Mutual funds can cut as much as 50% of your wealth in 20 years, under the 2/20 fees system. Index funds and ETFs charge less, but also make fewer returns that could be not so hardly be beaten;
  3. Inflation: being afraid of investing or risking less part of your wealth exposes you to the big dragon that will corrode your cash and fixed income. Big savers don’t realize this because the interests earned seems big enough for them, but tragically, they are the big losers;
  4. Taxes: having a stable and consistent plan for the long term to invest in property and hold it forever evades legally the payment of taxes on capital gains. This is another reason to not invest in Funds, because of the taxes paid from the turnover. It’s also important to remember to never do portfolio balancing, for the same reason. If you diversify enough, balancing is never necessary.

Passive income and your goals

The measure of success in the long term will be the ratio of your passive income against your expenses (PI/E).

The main goal, of course, is to achieve a 100% PI/E. That means that you could have lived the last year of your life entirely on passive income, without the need to work. But that is not the ideal goal.

The ideal goal should be something like a 200% PI/E loose margin.

And that for at least three reasons:

  1. Seasonality: if you are doing the right thing, i.e. investing in variable income for the long term, your cash flow will be irregular. Just as an example, my passive income this last April was almost 4 times greater than my February numbers. That means that you need some margin to accommodate the variation and live without worries;
  2. Changes in the returns: business can go broke or face a crisis, as well as your Real Estate properties can lose tenants. For a time it is possible to see the fall of profits, affecting your cash flow. The margin serves as a protection for these changes. For example: during the pandemic crisis in the last year, most companies made several cuts in the dividend payments to sustain the short-term cash holdings, especially in June and July. As an owner, I must be prepared for that, and the margin can give me that in the long term;
  3. Perennial reinvestment: if you have a continuous surplus with your passive income, you can reinvest to make your wealth go even further, keeping the effects of compounding working for your future.

Ultimately, you must be the drafter of your goals. From ground zero, I could suggest a list of a sequence of goals:

a) paying off all your debts as soon as possible;

b) building a cash reserve of at least 3-6 months of expenses;

c) starting your early investments in Real Estate and/or Stocks to learn slowly, as you search for education to qualify yourself as a good investor for the long term;

d) achieving 10% PI/E;

e) achieving 25% PI/E;

f) achieving 50% PI/E;

g) achieving 100% PI/E;

h) achieving 200% PI/E.

This is only a very simple suggestion. Nothing of that, of course, at the expense of the funding of your career growth or active business operation. The money for these things must come from your 70% to 80% total budget.

What I am going to do

In this blog, I will report some things on the subject of financial independence.

First, I will report my own PI/E ratio evolution. The advantage of this indicator is discretion since we can share and talk about it without exposing details of our lives. The idea is to keep tracking the evolution and performance as a habit to endure, especially in monitoring results after market crashes and economical recessions or depressions.

Second, I will report my operational margin, to keep myself in check for financial discipline.

Third, I will report a review of assets that I already invest in or want to begin investing, checking for winners and losers, and thinking about portfolio management.

Fourth, I will report on my experience as an amateur financial advisor and manager, a job that I am doing inside my family for years and that has grown recently after the pandemic crisis.

This is it.

The overall idea is to keep the issue under check, following the orders from the Lord, not giving too much attention and care, but not falling into omission and negligence.

Rabbinic Judaism Debunked, by Eitan Bar and Golan Brosh

This is a very simple and interesting book, different from most “conspiracy theory” works out there, because it focuses on a single line of thought and keeps going in that direction without digressions or side issues.

The whole point here is to explain how the rabbinic Judaism, which is the current Jewish religion out there, has practically nothing to do with what Christians imagine it would be, that is, the following of the Law and Prophets, Torah, and Tanakh.

Religion, a product of men

But, really, what is the big news here? It is a good book, make no mistake, but it’s really necessary only to delusional Christians that, by themselves, don’t read their own Bible in the first place.

Those who know the Word know the testimony of Jesus himself about the Jewish religion. Moses and all the Prophets wrote about Jesus, seeking the coming of His Day, but religion made its own laws and costumes to hide Jesus. And when He arrived, was only to be condemned and put to death.

The history of the hiding of the Word goes from the early commentators of the Law since Moses, to the scholars and scribes of all times, culminating in the sect of the Pharisees, the predecessors of our current rabbis in the time of Jesus.

To not waste too much time detailing the argument, we can focus on the source of all the problems: to look for positions of power and authority in society, usurping the position of God Himself before all men, looking for their own glory. It’s men imitating the devil. And this madness starts with the interpretation of the Revelation.

Instead of nurturing the people to look for the Lord themselves in their faiths and consciousness, like all Prophets always did, giving testimony of the Lord, the masters (rabbi literally means “master”) gave testimony of themselves. This is the real idolatry. Yes, that is Mystery Babylon, the Mother of all Harlots and Abominations of Earth: religion, replacing the authority of God by that of mortal men.

The problem of Oral Tradition

The main argument of the book is the questioning of the so-called “Oral Tradition”.

This is not only a Jewish thing. It’s universal to all religions: the only way that some living men are going to have consistent and long term social authority over all other men regarding essential things as the meaning of life, and the values of right and wrong, better and worse, etc., is to link them to a tradition. This comes before the ownership of wealth and military power.

So, as commentators of the Torah, the early religious priests started their tradition, making sure that only THEM could safely interpret the scriptures, what turns out to be actually the devaluation of the Revealed Word, since it becomes practically worthless without the interpreters, and at the same time that brings the increasing valuation of the guardians of the truth to which societal order becomes dependant.

In the Jewish case, it is very interesting to see how things get more complicated from the pure and simple disobedience of God’s orders. Like in the case of Abraham, that disobeyed God and have a child (Ishmael) with the Egyptian slave, Moses also disobeyed God when he replied that could not perform his duty even with the insurance of the Lord, making God angry and giving room to Aaron to take a place at his side. Aaron was later the one responsible for giving some official form to the idolatry of the golden calf and after that became the chief of the Levites, the whole religious caste of priests of early Israel, the predecessors of the Pharisees, and of the Rabbis.

But, getting to the point here, there is no scriptural proof (without, of course, the rabbinical twisted convenient interpretations) of the Oral Law or the Oral Tradition.

In the very contrary direction, there is abundant proof of God harshly reproving the religious costumes, culminating with the total open war made by Jesus against religion.

If you take out the authority of Oral Tradition or Oral Law, the whole thing collapses. And there is no better way of doing this than by researching the scriptures. It’s by no accident that the Apostle Paul called the Word of God a “sword”.

Jesus rejected all temptations in the desert by using the scripture to reject scriptural misuse by Satan. That makes the point that scripture can be used to turn anyone against God, and only the gifts of the Holy Spirit can give us the right wisdom about the will of the Lord.

Philosophical authority

In the fifth chapter of this book, I found the most interesting thing to me, the case that the rabbinic authority is rooted in human thought, making the dialectical process the main source of wisdom, apart from any direct inspiration from God. This doctrine teaches that our human intelligence is the main gift we already received and that we should use it to ascend spiritually.

Because I was for at least 10 years of my life a slave to philosophy myself, this part really touched me.

The value of study and reasoning is sacred to Gnosticism. It is the very path of enlightenment and ascetical transformation of the being. We can also call it the way of the Tree of Knowledge: full of pride, lies, and darkness.

Human reason can be very seductive because our minds are very powerful. Since we are, in the middle of all of Creation, made especially capable to recognize God as the Creator, we received tremendous gifts of intelligence, unlimited imagination, and reasoning capabilities. All of these psychic powers are supposed to be used under the spiritual rule of Love, Faith, Humility, and many other gifts. But they can be used as a part of spiritual awareness and submission to God. And this is why the devil loves to mess with our minds, and one of the most special ways to seduce us is to exalt human reason and intellect. Them we can be departed from God forever, being lost in our own powerful illusions of control and understanding, and, of course, in the abuse and slavery of other humans by our scientific prowess.

This is it. In the peak of disobedience, religion meets its whore sister, philosophy, and engages in the same orgy of human pride, forgetting God completely.

The Temple replacement

The religious slavemasters are professionals in the art of accusing man, charging them with an unbearable weight of guilt, and then exploiting this hideous pressure by selling salvation at the highest price possible.

The original system in the Jewish tradition to do so was the Tabernacle.

Then, the First Temple of Solomon established the model of spiritual commerce.

After the destruction and diaspora that followed, the first providence ordered by the Jewish mobsters in return to Jerusalem was to rebuild the Temple. It was in this Second Temple that Jesus have used physical violence, the unique recorded time he did it in his passage on Earth, rightfully against the spiritual traders.

After the destruction of the Second Temple, the story tells that a younger rabbi lamented the lost way of life, to which an older rabbi answered him to not be afraid because they could use a better replacement for the Temple: Charity.

Indeed, human guilty is the wealth of religions to the very end of the world.

No physical temple is needed where you can just abuse the fears and traumas of your fellow man to enslave them, to make them serve you in all ways and by all means possible, and ultimately to make them even worship you.

Jesus is so hated because he gave the liberation of all this madness, preaching the Love of God, and paying himself for our unjustified lives.

Jesus is tremendous!

Kabbalah Secrets Christians Need to Know, by DeAnne Loper

I expected more from this book, let me make this clear from the start.

The big exposure about the “Jewish” mysticism in this book was something that I already knew: the Talmud saying that Jesus (or at least the bad Jesus that Christians worship in idolatry) is currently paying for his horrible sins in hell in an ocean of boiling excrement. What a nice picture, right? But I knew that already.

The most interesting part to me, concerning the kabbalah, is the idea of both trees of Life and Knowledge being perceived as necessary to the spiritual growth of men. What made me think about Telperion and Laurelin from Tolkien’s writings (I will say more on the occult symbolism in Tolkien’s works later).

Of course, this is a Luciferian doctrine, the denial of the supremacy of Love, mixing light with darkness. The Tree of Knowledge is the tree of pride, of darkness, the tree of lies. Nothing to do with the Tree of Life, Jesus himself, more than enough justice and joy to all men.

The rest is mostly the exposure of the same gnostic garbage of always, about how men need to ascend from their fall by their own merits.

I have to mention, though, that the forehead phylacteries resemblance with the idea of the Mark of the Beast is interesting, the Hebrew letter vau representing the number 6, and that repeated three times, actually working as a joke about the spiritual recommendation of Moses in Deuteronomy about keeping the Word of God in top of mind.

Also, it was good to know that the specifically designed punishment for Christian idolatry against the Noahide Laws is decapitation.

I guess the rabbis are short of boiling excrement these days, who knows?

The days are coming, that I believe.

And to be beheaded will be the crowning ceremony for the splendorous army of saints of the last days. Killing us, they will make us kings, for their shame and for God’s glory forever.

We wait only for you, Lord Jesus! Come soon!

The fuels of crypto: Fear and Greed

“This time is different” is the most proven idea of all time.

Proved right and wrong at the same time, of course, as must be clear. But I explain.

Being first and foremost a Christian, I must think like a Christian at all times.

So, I go to back the Book, you know, that One.

And there it was written, by someone who was then a really wise person, that “there is nothing new under the sun”.

At the same time, both history books and our own experience shows that things do change, and they change a lot.

The no-change vs. all-change conflict is a very old, kind of boring, philosophical subject. Let’s cut to the chase though.

There is always the same real substance of experience that never changes, but that always takes new forms, new phenomenality, or new ways of deployment in concrete experience.

The nature of the real experience stays mostly the same, we only explore new aspects of it, like learning new ways to name things that we already know in different languages.

Each new generation that comes must learn everything again from birth. Of course, there is a rate of loss in knowledge transmission between generations, since the very human capability of transmitting information and knowledge is always limited compared to the real lived experience.

There is a constant shadow of lost experiences to the new generations.

And it is in that shadow that grows the speculations of the newborn humanity of the hour, a growing thought in the best minds of every new dweller over the face of the Earth, an exciting idea: “This time is different.”

Of course, it is different, and of course, it is not.

The characters are new, the tricks, toys, the soundtrack, the background, and the plays are new, but human nature and its deep meaning never change.

Crypto is the new tulip

Let’s look at this shining new toy of humanity: cryptocurrencies.

Wow! Brand new, revolutionary, something out of all previous charts.

And, of course, with this potential comes again, in detail, the rise of the old hopes of all times, for a big change in the game of life, and a promise of big things to come, like broad prosperity, justice, and awakening.

Entire books can be –and will be- written, printed, and read compulsively, to prove the whole point of the new thing and how this will bring a new era to all mankind like all the other old new things were supposed to do before.

Beyond the creative fabrication of the human minds, however, you can check for the basic human feelings, beliefs, and motivations.

And right there, in the depths of the beings of our fellow brothers and sisters, we can find the most regular, old, and simple fuels igniting this story around crypto: fear and greed.

Without fear and greed, no real big money would ever be put in crypto.

Without these essential ingredients, the maniac fire just couldn’t burn large and loud enough. And the very proof of basically all arguments for the success of crypto could be never given: the rising prices.

On one hand, fear moves the scared money away from rigged markets and currencies to the crypto utopia.

Of course, we can’t live in a crypto nation, ruled by crypto laws, and even less eat crypto food. We still live in that old rigged world that we always hated. And behind the fear to stay in the mess we detest with such passion, we hide the prosaic hope that there will be a real place in it for us to live after all. In the real world, not a virtual one. And somehow –nobody knows how for sure– crypto will help us get there.

On other hand, greed moves the anxious money that can’t just stand the risk of missing that big one-lifetime opportunity.

All yolos and fomos thoughts serve to justify the oldest search of humans since the beginning of times: power. Power to be independent, to be successful, to be safe, to be spared of this terrible risk that is to be alive without guarantees.

Under the new paint, the same old dirt

No, dear crypto person, you are not hedging your portfolio, you are fearful.

And no, you are not also being yolo, fomo, or any special revolutionary pure thing, you are just being greedy.

Everyone wants to escape the reality of what means to be a human being: to be ignorant, weak, and lost.

It’s not only ironic but actually tragic, that if someone dares to talk about some really good news, like the Kingdom of Jesus to come, the message usually is rejected as pure fantasy. People don’t have time for that, they are just too busy being smart.

People hide from true light because they need to be humble to face it, but humility is a humiliation to the proud.

Darkness is a more comfortable environment to disguise fear and greed as virtue and wisdom.

So little was needed, but that small thing is denied. Again. And again.

What a waste that life is…

And how admirable is the patience of our Creator!

Inspiring, actually! And that is why I am always looking for Him, and I never get tired of doing so.